Not So FreeCreditReport.com

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FreeCreditReport.com doesn’t really offer Free Credit Reports, It May bundle them with some of it’s services but it is not a good deal.  FreeCreditReports.com that advertises on TV makes it sound like their service is about telling you your score.  But in reality their service is about credit monitoring.   It’s not a cheap service, and not one that makes much sense considering there are other services that will do the same thing for a lot less money herunterladen.

If you want to make sure that your credit record is accurate one of the best and easiest ways is to go get a small loan from your bank, they will provide you with a copy of your credit for free when you apply.  Same if you apply for a car loan. 

My bank offers credit monitoring for about $5 a month with a savings or checking account.  And will do credit monitoring for free if I get a home loan through them.  You can also get free credit monitoring when you work with a credit counselor if you are trying to make a repayment plan font for free.

So don’t fall for the ads.  FreeCreditReport.com is a bad deal.